Buy Precious Metals Automatically

Dollar cost averaging means investing a fixed dollar amount at regular intervals regardless of price. When prices drop you buy more ounces, when prices rise you buy fewer. This strategy reduces risk by averaging your purchase price over time and removing the pressure to "time the market."

Set your dollar amount, metal allocation, and frequency (weekly or monthly), then OWNx automatically purchases precious metals on your schedule at the daily base price. Your metals are stored securely in insured depositories in Delaware or Texas, allocated in your name.

Fractional ownership lets you buy precise amounts of large institutional-grade bars that trade closer to spot price, so you get more metal for your money than buying coins, which carry higher premiums. You can start with as little as $25/month while still owning actual physical gold and silver registered in your name.

OWNx charges just 0.6% annually for standard accounts and 0.5% for IRA holdings—competitive with industry rates that typically range from $100-$300+ per year or similar percentage-based fees. Your metals are fully insured in world-class, non-bank depositories in Delaware and Texas.

Yes, you can exchange your holdings for coins and bars with a minimum of 20 oz silver or 1/2 oz gold. Orders ship discreetly packaged, fully insured, with exchange costs covering fabrication, shipping, and handling.

The minimum for OWNx automatic investing is just $25 per month—less than a dollar per day. There's no minimum to open an account, making precious metals accessible to investors at all levels.

A Precious Metals IRA offers tax advantages (deferrals or tax-free growth) with a $249 annual fee, while standard accounts offer more flexibility including automatic investing and no annual fee. Choose an IRA for retirement tax benefits, or a standard account for easier access and auto-invest capabilities.

Coins and small bars carry higher premiums above spot price, while large institutional bars (1,000 oz silver, kilo gold) trade much closer to spot. OWNx's fractional ownership model lets you access these wholesale prices, putting more of your money into actual metal instead of dealer markups.

Metal prices fluctuate, but dollar-cost averaging mitigates timing risk by spreading purchases over time and removing emotional decision-making. OWNx reduces counterparty risk through fully insured, allocated storage in non-bank depositories with your metals registered in your name.

You can sell instantly at live market prices with no fees, and funds appear in your OWNx Cash Account immediately. Transfers to your bank account typically complete in 1-3 business days.

OWNx Smart Auto Investing is schedule-based, not price-trigger-based. You choose a dollar amount (starting at $25), select your metals, and set a frequency — weekly or monthly — and purchases run automatically on that schedule. This is dollar-cost averaging: buying at regular intervals so you accumulate more metal when prices dip and less when they rise, without trying to time the market. If you want to act on a specific price, you can pre-fund your OWNx Cash Account and use Buy Now to execute instantly at the live market price.

OWNx does not currently offer a direct integration with third-party budgeting or portfolio apps. You can track your holdings inside OWNx through the real-time web dashboard, and you can pull your data out using downloadable monthly statements and account history to bring into the tool of your choice. Because your metal is allocated in your own name and stored in an insured depository, your OWNx balance reflects actual titled ownership of physical metal — not a fund position.

OWNx does not currently offer a public or developer API. Automated investing is handled inside the platform through Smart Auto Investing — recurring purchases from $25 on a weekly or monthly schedule — funded by ACH from your linked bank account. For one-off purchases, a pre-funded Cash Account lets you execute instantly at the live market price with Buy Now. These tools are built for individual investors who want systematic accumulation without manual order placement or any coding.