Physical gold & silver. Build your holdings the smart way.
Join thousands of investors who choose OWNx for simple, transparent, and hassle-free precious metals ownership.
Trusted by thousands
- Operating since 2008
- BBB A+ since 2010
- 32,000+ account holders
- $300M+ transacted
- 0% premium with EDGE
Sources: About OWNx (account and volume figures, 2024), BBB profile (accredited since Oct 2010), OWNx EDGE.
Why investors choose OWNx
At-Cost Pricing
OWNx EDGE gives you direct access to wholesale pricing, so you get more precious metals for your money.
Smart Auto-Investing
Take advantage of dollar-cost averaging and grow your gold and silver stack with simple, automated investing.
Liquidity and Control
Gain the freedom to invest or cash out, without the delays or complexities of traditional dealers.
Why Does Owning Gold and Silver Feel So Complicated?
Investors face a maze of hidden costs, inflated pricing, and outdated processes that eat away at their profits before they even begin.
Whether you’re buying your first ounce or building a substantial portfolio, the current system is designed to benefit dealers, not you.
25%+
Possible hidden fees and commissions [source needed before launch]
High dealer markups
You pay a premium far above the true market price of gold and silver (compare online dealer premiums).
Hidden fees and confusing pricing
Complex spreads and charges make it hard to know what you’re really paying.
Slow, outdated buying process
Transactions take days to complete, and market opportunities can pass you by.
Illiquid when you need cash
Selling your metals often requires finding a buyer or shipping them back to a dealer (see how selling to a dealer compares).
Market moves faster than you can
By the time your transaction settles, prices may have already shifted against you.
The Smarter Path to Precious Metals Ownership
How It WorksZero Premium
OWNx EDGE: at-cost metals
Trade gold and silver at wholesale prices with zero premiums or hidden fees. Enjoy live bid/ask pricing for instant execution, while Smart Auto-Investing uses the daily base price to grow your holdings efficiently, so more of your money stays invested and working for you.
Secure Storage
Secure and insured storage
Your metals are stored in world-class, fully insured depositories in Delaware or Texas, giving you professional-grade security without the hassle of storing metals at home. A monthly storage fee applies to cover the cost of insurance.
Liquidity
Sell when you choose
Sell your holdings with ease and access your funds quickly. Hold proceeds as a cash balance for immediate re-purchasing or transfer to your bank account in as little as 1–3 business days.
Live spot · per troy oz
- Gold
- $4,346.95
- Silver
- $64.51
- Platinum
- $1,788.50
You receive the full bid price when you sell. Last stored close Sep 16, 2026 until live spot loads. Price history
Delivery
Take delivery at your door
Convert your holdings to items of your choice by requesting insured delivery of coins and bars right to your door.
Whether You’re Building Slowly or Buying Millions, OWNx Has You Covered
Smart Auto-Investing
Build your gold and silver holdings automatically with $25/mo or more. Set your schedule, and our platform handles the rest, helping you dollar-cost average, smooth out price volatility, and grow your metals portfolio over time.
Instant Execution
Buy and sell physical gold and silver instantly at live market prices. Enjoy full liquidity, immediate settlement, and complete control to capitalize on market opportunities in real time.
Precious Metals IRA
Easily add gold and silver to your retirement portfolio with simple setup, zero minimums, and a low $249 annual fee. Diversify, protect, and grow your savings with IRA-approved metals.
FAQs
Every fee and term is published. For the full detail, see How it works and Pricing and fees.
How do I get started with OWNx?
Opening an OWNx account is simple and free with no minimums required. You can begin investing with as little as $25 per month. Learn more about account setup and getting started.
What is OWNx EDGE?
OWNx EDGE is our premium membership that provides zero-premium (wholesale) pricing on all precious metals purchases. Learn more about EDGE benefits and pricing.
What are your fees and pricing?
We offer both standard pricing (with decreasing premiums as you invest more) and OWNx EDGE (zero-premium wholesale pricing). Storage fees, membership costs, and all pricing details are transparently outlined on our pricing page. View complete pricing and fee structure.
How does investing work on your platform?
OWNx offers flexible investing options including automatic recurring purchases and instant market-price transactions. You can start small and scale up as your portfolio grows. Explore all investment options and how they work.
Do I own actual metals or fractional shares?
You own specific weights of actual precious metals bars allocated in your name. This gives you true ownership with the option to sell anytime or take delivery. Learn more about fractional metals ownership.
Where are my metals stored and how secure are they?
Your metals are stored in world-class, fully insured depository facilities in Delaware and Texas. All metals are allocated in your name and professionally secured. Learn more about our storage facilities and security measures.
How do I sell my metals or get them delivered?
You can sell instantly at live market prices or schedule sales at daily pricing. Delivery is available for various coins and bars with insured shipping. Both options provide flexibility for your investment strategy. Learn more about selling and delivery options.
Do you offer a Precious Metals IRA?
Yes! Our Precious Metals IRA offers zero-premium pricing with EDGE, no minimum investment, and just a $249 annual fee. We handle the complex setup process for Traditional and Roth IRAs. Learn more about our IRA options and setup process.
How long has OWNx been in business?
OWNx was founded in 2008 to solve the problems in the precious metals market using technology. We’ve served thousands of clients and facilitated millions in transactions over our history.
Reviews from our customers
4.7/ 5 on Trustpilot
110 reviews · as of October 6, 2026
OWNX customer support has always been responsive and helpful. I’ve had no doubt that my metals are secure. Recently, they facilitated the easy migration of my precious metals IRA account from one custodian to another.
Brandon 5 of 5 · Trustpilot
This company and platform is the easiest to navigate through. When ever I had a issue with delivery the customer service was fantastic in finding the issue and replacing the item. I really like the auto buy feature and use it regularly. I have already told others of the company who have joined.
John 5 of 5 · Trustpilot
I have found OWNx response, helpful when I needed it, and kind to my mistakes. Their service is quick and efficient in that I have never felt slighted nor uncomfortable having them watching over my investments.
Leland 5 of 5 · Trustpilot
More reviews
I’ve been using this platform for many years! And currently I’m helping my dad purchase gold and the customer service is always fast and helpful. The platform works very well. And is clear and easy to understand and the options are diverse! Highly recommend I’m very satisfied and have been a user for at least 5 years! Good job ya’ll
SpiritHoods 5 of 5 · Trustpilot
An easy way to save precious metals, gold and silver. A monthly auto save plan mounts to a treasure. Also such an easy way to turn it back into cash or ship it to me direct makes OWNx my choice for over 10 years.
Jack 5 of 5 · Trustpilot
I recommend OWNx to anyone who is searching for a very convenient, secure and cost-effective way of buying and storing precious metals. Their staff is very customer focused, responsive and does frequent outreach to offer new ways to enhance our relationship. Thanks to OWNx from one of your satisfied customers.
NJ Borris 5 of 5 · Trustpilot
Ready to own real gold and silver?
Open a free account with $0 minimum and start with as little as $25 per month.